Calculate your investment growth with lump sum and SIP options. Visual charts, detailed breakdown, and educational content. No registration required!
See your investment growth over time with interactive charts and detailed breakdowns.
Calculate returns for both one-time investments and regular SIPs (Systematic Investment Plans).
All calculations happen locally in your browser. Your data never leaves your device.
Input your lump sum, SIP amount, years, and expected rate of return
Select monthly or yearly SIP frequency for accurate results
See your final amount, interest earned, and growth chart instantly
Use the insights to plan your financial goals and strategies
Our free online compound interest calculator is the perfect tool for investors, students, and anyone interested in understanding how money grows over time. Whether you're planning a one-time investment or regular SIPs, our calculator provides instant results, visual charts, and a detailed breakdown of your returns.
Unlike other calculators, our tool is completely free, requires no registration, and provides instant, accurate results. The intuitive interface and visual charts make it easy for anyone to plan their investments and understand the power of compounding.
Our calculator uses the standard compound interest formula and supports both lump sum and SIP investments. Simply enter your details, choose your frequency, and see your results instantly with interactive charts and breakdowns.
Start planning your investments now! Our free compound interest calculator is ready to help you achieve your financial goals. No registration required, no watermarks, just fast and reliable results.
Compound interest is the interest calculated on the initial principal, which also includes all the accumulated interest from previous periods. This means you earn interest on both your original investment and on the interest that investment has already earned.
With compound interest, your money grows faster compared to simple interest, because you earn interest on your interest. The more frequently interest is compounded, the greater the amount of interest you will earn.
A = P (1 + r/n)ntSuppose you invest ₹10,000 at an annual interest rate of 8%, compounded yearly, for 5 years:
Calculation:
A = 10,000 × (1 + 0.08/1)1×5 = 10,000 × (1.08)5 ≈ ₹14,693.28
Interest earned: ₹14,693.28 - ₹10,000 = ₹4,693.28